When you were young, you probably would dream of all kinds of fantastic things. If you were anything like me, a handsome prince was probably top of your list—followed by the castle he’d buy you. This is a dream every fairy tale aimed at little girls promotes. It’s also something your parents may have been happy to get behind. But in today’s world, fierce women buying condos is so much better.
After all, you’re into your twenties now. And Prince Charming is looking as far away as ever. Don’t even get me started on the castle you were meant to be living in by now! You’re still shacked up with your parents or struggling to make the rent of a tiny apartment. (Ugh, when will I live in a penthouse suite?)
The reality is, times are rough. Women don’t stumble into their living situations when they meet right men anymore. Instead, we’re living in the age of independent ladies doing it for themselves! And, that includes fierce women buying condos for themselves. While a woman getting a mortgage may have been a scandal in your parent’s day, it’s now essential. And, I have some pointers to help you become your own prince, and create your own castle. Or, at least get a mortgage without anyone’s help.
How the Fierce Women Buying Condos Do It
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They don’t wait for a man
This may seem simple, but it’s perhaps most important of all. You need to stop waiting. Whether we blame society or the people who raised us, too many women waste their lives waiting for the ‘right man’. The fact is that love is not a given. Even if you do find it, it doesn’t come with the promise of property. So, stop waiting. Be the fierce woman I know you can be, and seek a mortgage without a man at your side.
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They get credit in the bag
Now, onto more practical advice. It’s important to realize that getting a mortgage alone can be tricky. You won’t have anyone to hold up your financial holes. Instead, your success comes down to you. That means you need to have a credit rating no one can question. If you’ve made mistakes in the past, it means finding out how to repair credit fast, and taking action as soon as you can. Bear in mind, too, that no credit is as bad as red credit. At the very least, take out a credit card. And, whatever you do: make sure you meet those payments!
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They boost their earnings
Note, too, that only your earnings will contribute towards your mortgage. Given offers are dependent on how much you make, failure to get on top could see you unable to get a mortgage large enough for anything. Even if you have a high flying job, boosting your earnings is sure to work towards the house of your dreams. So, seek sidelines such as blogging or an online shop. This both allows you to save more, and get a larger mortgage in general. Make sure to keep extensive accounts of these so that you can wow your mortgage advisor with the state of your bank account. Fairy tale castle (or condo), here you come.
This ‘Fierce Women Buying Condos’ post was contributed to The Lady-like Leopard.